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Here’s a comprehensive list of M-Pesa Charges in 2019. Current Safaricom M-Pesa charges for sending and withdrawing money through a Safaricom agent, ATM and M-Pesa tariffs when transferring cash both to registered and non-registered users. All deposits are free. There are no charges when buying Safaricom airtime through M-Pesa.
| Min (Ksh) | Max (Ksh) | Transfer to other M-PESA Users | Transfer to Unregistered Users | Withdraw From M-PESA Agent |
| 1 | 49 | Free | N/A | N/A |
| 50 | 100 | Free | N/A | 10 |
| 101 | 500 | Free | Free | 27 |
| 501 | 1,000 | Free | Free | 28 |
| 1,001 | 1,500 | 26 | 59 | 28 |
| 1,501 | 2,500 | 41 | 74 | 28 |
| 2,501 | 3,500 | 56 | 112 | 50 |
| 3,501 | 5,000 | 61 | 135 | 67 |
| 5,001 | 7,500 | 77 | 166 | 84 |
| 7,501 | 10,000 | 87 | 205 | 112 |
| 10,001 | 15,000 | 97 | 265 | 162 |
| 15,001 | 20,000 | 102 | 288 | 180 |
| 20,001 | 35,000 | 105 | 309 | 191 |
| 35,001 | 50,000 | 105 | N/A | 270 |
| 50,001 | 70,000 | 105 | N/A | 300 |
Safaricom Mpesa Withdrawal Charges for ATM
| Mpesa Transaction Range (Ksh) | ||
| Min (Ksh) | Max (Ksh) | Mpesa Charges |
| 200 | 2,500 | 34 |
| 2,501 | 5,000 | 67 |
| 5001 | 10,000 | 112 |
| 10,001 | 20,000 | 197 |
Other Safaricom Mpesa Transaction Charges
| Mpesa Transaction | Mpesa Charges (Ksh) |
| Change M-PESA PIN | 22 |
| All Deposits | 0/FREE |
| Register for M-PESA | 0/FREE |
| Buy Airtime | 0/FREE |
| Check M-PESA Balance | 1 |
NOTE:
- Maximum Account Balance allowed is Ksh 100,000.
- The maximum Daily Transaction Value is Ksh 140,000. Maximum per transaction is Ksh 70,000
- You cannot withdraw less than Ksh 50 at an M-PESA agent outlet.
- To transact, your Safaricom line and M-PESA account must be active.
- At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account.
- You earn Bonga points when you transact on M-PESA.
- To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID, Diplomatic ID or Alien ID/Foreigner Certificate.
M-Pesa Kadogo
Safaricom Kenya has made a small change in their M-Pesa tariffs. The mobile network operator has introduced M-PESA Kadogo. These are new rates for specific Mpesa transactions. The new Mpesa withdrawal charges will affect transactions that are up to and below Ksh 100.
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This is because Safaricom Kenya will not charge them anything when receiving payments for M-Pesa transactions of up to Ksh 100. The new tariffs will also make paying bills cheaper. This includes KPLC bills and DSTV Kenya. Other bills mostly paid through M-Pesa include GOTV and StarTimes bills.
They keep adding new features and now with the new Mwangaza App, M-Pesa will soon become your daily bread
Great article and very informative. I had lost my way when I saw the title Mpesa kadogo but after reading I understood. Plus I think Safaricom has removed the free rate for sending Ksh.1-1000.Safaricom had said that new rates were coming in January 1st 2021.That’s why I think the zero cost for Ksh.1-1000 is now over.
Försöker att skicka pengar genom MPESA, till min älskade fästmö ANN JOSE NKOLA I NAIROBI.