Kenyans who pay their NSSF and NHIF contributions will attest that everything is much easier if you can do it all from your phone and thanks to M-PESA, this is all possible. For the longest while, only NHIF contributions could be remitted through M-PESA, while NSSF contributions could only be paid through the traditional banking methods, until recently when NSSF partnered with Safaricom to enable M-PESA payments.

NSSF, the National Social Security Fund is a compulsory retirement-based scheme where members contribute a certain amount of money every month, based on their income level, and at retirement, the accumulated fund is availed to them as a retirement benefit.

NHIF, National Hospital Insurance Fund, is a government health insurance firm that provides insurance for Kenyans whose requirement is a monthly contribution of Kes.500, to activate the cover.

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Paying NSSF via M-PESA

• Open M-PESA, go to Lipa na M-PESA
• Select Pay Bill option
• Enter Paybill number: 333 300
• Enter Account number: Your NSSF account number
• Input amount due and complete the transaction

Paying NHIF via M-PESA

• Open M-PESA, go to Lipa na M-PESA
• Select Pay Bill option
• Enter Paybill number: 200 222
• Enter Account number: Your national ID and then add the letter Y at the end i.e 12345678Y
• Input amount due and complete the transaction