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Another year has begun and we need to keep track of how much we are spending, especially in January. So, here’s a comprehensive list of M-Pesa Charges in 2022. quick tip, you can save this article and come back here anytime whenever you are not sure of the charges. Should anything change, we will inform you.
M-Pesa Transaction Charges and Tariffs 2022
| Min (Ksh) | Max (Ksh) | Transfer to other M-PESA Users | Transfer to Unregistered Users | Withdraw From M-PESA Agent |
| 1 | 49 | Free | N/A | N/A |
| 50 | 100 | 10 | N/A | 10 |
| 101 | 500 | 27 | 45 | 27 |
| 501 | 1,000 | 28 | 49 | 28 |
| 1,001 | 1,500 | 28 | 59 | 28 |
| 1,501 | 2,500 | 28 | 74 | 28 |
| 2,501 | 3,500 | 50 | 112 | 50 |
| 3,501 | 5,000 | 67 | 135 | 67 |
| 5,001 | 7,500 | 84 | 166 | 84 |
| 7,501 | 10,000 | 112 | 205 | 112 |
| 10,001 | 15,000 | 162 | 265 | 162 |
| 15,001 | 20,000 | 180 | 288 | 180 |
| 20,001 | 35,000 | 191 | 309 | 191 |
| 35,001 | 50,000 | 270 | N/A | 270 |
| 50,001 | 150,000 | 300 | N/A | 300 |
Safaricom Mpesa Withdrawal Charges for ATM
| Mpesa Transaction Range (Ksh) | ||
| Min (Ksh) | Max (Ksh) | Mpesa Charges |
| 200 | 2,500 | 34 |
| 2,501 | 5,000 | 67 |
| 5001 | 10,000 | 112 |
| 10,001 | 20,000 | 197 |
Other Safaricom Mpesa Transaction Charges
| Mpesa Transaction | Mpesa Charges (Ksh) |
| Change M-PESA PIN | 22 |
| All Deposits | 0/FREE |
| Register for M-PESA | 0/FREE |
| Buy Airtime | 0/FREE |
| Check M-PESA Balance | 1 |
NOTE:
- The new M-Pesa transaction limit is now KSh 150,000. The daily maximum is KSh 300,000
- You can now hold up to KSh 300,000 in your M-PESA wallet
- Commercial banks have eliminated charges for transfers between a bank account and any mobile money wallet (including M-PESA, Airtel Money and Telkom’s T-Kash)
- You can now send as little as Ksh.1 on M-PESA for free. You can also make both payments via buy goods and paybill for up to Kshs.100 for free.
These are the current Safaricom M-Pesa charges for sending and withdrawing money through a Safaricom agent, ATM and M-Pesa tariffs when transferring cash both to registered and non-registered users. All deposits are free. Additionally, there are no charges when buying Safaricom airtime through M-Pesa.
Hi, my name is jad, I usually make transactions via mpesa but was kept charging high more than required, I have made research about this and I found some information as well, please, what’s the cause of this?
Is it because of what’s written in the Article in this site
https://www.paygoworld.com/mpesa-withdrawal-charges/
Please if there are any other solution, please, Can you let me know